With the PhonePe app, you can make mobile recharge, utility payments, online money transfer, mobile recharge, buy gold online and do much more. Moreover, if are a fully KYCed customer of PhonePe Wallet, you can also transfer your PhonePe wallet balance into your bank account.
PhonePe has the option of transferring money from PhonePe Wallet to a bank account. However, the platform doesn’t allow you to directly send the amount to your bank account.
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Follow the below steps to transfer money from Phonepe to a bank account Open the Phonepe app on your Mobile Phone. On the Home screen, you will see an option ‘Send Money to Bank A/C’
You need to just drag down the Wallet icon and drop it on your bank account. This method is suggested on the official PhonePe website but what we heard from several other users is “Withdraw tab” option is not available in their PhonePe App even when they have completed KYC.
Here is how to transfer PhonePe wallet money to a bank account: Launch PhonePe on your device. From the home page, you need to click on the 'Add Bank' option to update your bank account details on the app. Skip this step if you have already updated your bank details on PhonePe. Go back to the homepage, and click on 'Gold' under 'Wealth Management'.
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For Wallet to Bank Transfer, you need only a PhonePe account and a verified merchant account. Verified merchant account means PhonePe Business Account with agent verified. First of all, you have to change some settings after updating the PhonePe Business App. After that wait for 24-48 hours.